Credit Cards


Choose a competitive, feature-rich West End Bank MasterCard

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We’re proud to offer you several types of credit card options that feature low APRs and the local, friendly service you’ve come to expect from West End Bank. Both our personal and business credit cards are designed to give you flexible purchasing power.

Personal Cards

Whether you're looking to get better rewards from your credit card or consolidating debt into a card with a lower APR, we are confident that we have a card and an incentive to meet your needs. With local decision making and servicing, quick turnaround and a variety of options, you will find that our cards are not "one-size-fits-all" and are tailored to meet your needs.

Business Cards

Our credit card products are designed to help increase your availability of capital, keep track of your company's expenses and obtain the buying power you need to operate your business. We offer a full range of competitively priced credit card products and reward options that are perfect for everyday business expenses as well as your long-term product, inventory and equipment needs.

Personal Cards

Spending power from our Credit Cards.

With a West End MasterCard, you can choose from various features, including a lower APR, rewards points earned on every purchase or concierge services. Get the financial flexibility you need from a card accepted worldwide.

Fraud Protection

Low APRs

Reward Options

Apple Pay and Samsung Pay

MasterCard World

Accumulate unlimited reward points, enjoy complimentary premier services and exclusive assistance

Attractive one-time signup bonus of 10,000 points once you spend $3,000 in the first three months1

  • Many ways to use your bonus rewards points, equal to $100 (10,000 points), including:
    • Receive cash credits to your West End Bank credit card statement
    • Redeem food, clothing, electronics, movie and specialty shop gift cards in $50 denominations
  • Earn double points for every dollar spent on airfare, hotel, car rental and dining, and 1 point per dollar for all other purchases.**

MasterCard Platinum Rewards

Valuable Points, one for every dollar spent…without limits

Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within the first 3 months2

Several ways to use your bonus rewards points, including:

  • Redeem a gift card and donate to support your favorite charity
  • Toward your next flight purchase, baggage fees and companion airline ticket purchases. Plus there is no limit to how many points you can earn or minimum point value to redeem travel credit.
  • Credit toward your next cruise travel vacation

MasterCard Platinum

Our lowest APR

0% Introductory APR on Balance Transfers and Purchases for 6 Months. After that, the variable APR will be 9.99% to 17.99% APR based on creditworthiness3

Our lowest APR allows you to:

  • Carry a balance each month and enjoy a low monthly payment
  • Consolidate and pay off debt faster
  • Shop more securely than with cash

Business Cards

Spending flexibility your business requires.

West End Bank’s MasterCard Credit Cards offer options ranging from low APRs to reward points on every purchase to a premium card with enhanced travel benefits. Whatever your business needs, we have the perfect compliment.

Individual spending limits for employees

Consolidated or individual billing statements

Enhanced MasterCard Business benefits

Multiple payment options, including online banking, in a branch, or by mail

Multiple employee credit cards at no additional cost

Secure online account access

MasterCard Business World

Enjoy world-wide card acceptance

Enhanced travel rewards and benefits

  • Earn double points for every dollar spent on airfare, hotel, car rental and dining, and 1 point per dollar for all other purchases**4
  • Easily redeem points quickly for:
    • Gift cards-Your points can redeem a variety of brand-name gift cards including: fine and casual dining, travel experiences, shopping and entertainment.
    • Cash-back statement credit-Use your rewards points to receive cash credits to your West End Bank business credit card statement in any available point denomination
    • Travel-Directly access a number of travel sites, book your services and credit your account or redeem points for travel-related gift cards

MasterCard Business Platinum Rewards

Rewards Points – Pay no annual fee to enjoy rewards for your spending5

As low as 13.99%5

  • Get all the same benefits as the standard Platinum card, plus earn 1% cash back on all purchases5
  • Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within the first 3 months from account opening5
  • Redeem points for every dollar spent on your card for cash-back, travel and brand-name gift cards

MasterCard Business Platinum

Enjoy our lowest introductory APR offer

Special 6 Month Financing

  • 0% Introductory APR on Balance Transfers and Purchases for 6 Months. After that, the variable APR will be 9.99% to 17.99% APR based on creditworthiness6
  • Our lowest APR allows you:
    • Access to a revolving line of credit to use for business-related purchases
    • The ability to carry a balance each month and enjoy a low monthly payment
    • Better management of day-to-day business expenses than cash

Subject to credit approval. Ask for details. + Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://westendbank.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice. **We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.